E-Save Account .. 1st step towards achieving your goals!

E-Save account is a Shariah compliant end to end digital savings account, based on the principles of Mudaraba.

The account helps you benefit from profits on your hard earned savings, which you may withdraw anytime you feel like.

Now you can achieve your future goals which you had dreamt for, by opening E-Save account and increasing your wealth!



Monthly profits

Earn monthly profits on your eligible average monthly account balance


Approved by the Bank’s Shariah Committee

Instant Account Opening

Open your account for free via our Internet Banking “Flexx Click” or our Mobile Application “Flexx Touch (no branch visits needed)

No minimum balance

No minimum deposit condition for account opening

End-to-End Digital Service

You can manage your account via our Internet Banking or SAIB Application anytime, anywhere (no branch visits needed)

Example of a Fixed-Term Deposit (2 Years)

Minimum Deposit Amount Minimum Monthly Average Qualifying Amount to Avail Profits Equivalent Annual Rate Number of Withdrawals and Deposits Allowed Profit Distribution Ratio
SAR 0 SAR 5,000 0.10% Unlimited 20% - 80%

Eligibility Criteria

  • Customer must have a current or salary account with the Bank
  • Customer must be registered on internet banking
  • Eligibility for profits: Minimum monthly average balance of SAR 5,000

* Terms and conditions apply.


What is the profit rate on the account?

The profit rate varies based on the market conditions.

Is there a maximum limit for the balance or profits?

No. You can save any desired amount, provided that the minimum monthly average balance does not fall below SAR 5,000 to earn profit

Is a minimum monthly balance required to be maintained throughout the year?

The eligibility to earn profits is on the basis of the average monthly balance for the current month only. In case the required balance is not maintained in a particular month, there will be no calculation for profit in that month.

Can I open more than one E-Save accounts?

Yes. You can open multiple E-Save accounts, however, not exceeding total of 5 accounts on cumulative basis, under all products.

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