Get More Value with The Travel Card

Get ready for your trips with the Travel Card from The Saudi Investment Bank and enjoy all the additional benefits: 

Offer Benefits

• 0% margin on exchange rate when loading 100 currencies
• Without Issuance fees for primary and additional cards
• Get 0.5% cashback on international transactions

Eligible Cards

Travel Card

Terms and Conditions

0% margin on exchange rate when loading 100 currencies T&Cs:

• 0% margin on exchange rate is applicable only when loading 100 currencies during the offer period. 
• The 0% margin on exchange rate applies when the customer makes a purchase in the currency of the country added to their wallet. If the currency is not added to the customer’s wallet, the transaction amount will be deducted from the US Dollar wallet, and the standard profit margin will apply.
• Regular margin will be applicable on unloading transaction(s) for all currencies which customer unload the amount from a currency to the account 
• SAIB has the right to stop or defer the amount load or unload for any currency, in such cases, the transaction will be affected on the next working day based on the margin at the time of transaction, which means that the exchange rate may vary. 
• Foreign currency availability is depending on the third party, and SAIB has the right to suspend the offer or add restrictions to it in case of force majeure or unexpected circumstances that could affect availability of foreign currencies. 

Free Issuance fees for Travel Card T&Cs:

• Customer can issue primary and additional Travel Cards without issuance fees through all apps during the offer period.
• Travel Card annual fees apply. The customer will be notified via SMS 14 days prior to the fee due date, unless otherwise notified by The Saudi Investment Bank.

Cashback T&Cs:

• This offer is applicable when customers use their Travel Card on eligible international transactions only.
• 0.5% cashback capped SAR 1,000 on the total eligible international spend during the campaign period only.
• No minimum spend is required.
• The customer will be eligible for cashback once only during the offer.
• Local transaction, SADAD transactions and ATM transactions are excluded from the offer.
• Delinquent, blocked, cancelled, or suspended cards are not eligible for this campaign
• Cashback will be credited to the customer within 60 days after the completion of the campaign.
• Cashback will be calculated based on the transaction amount converted to SAR using the applicable exchange rate at the time of transaction posting.
• Transactions made by Apple Pay, Samsung pay or mada Pay are included.
• Spend will be calculated on customer level and not the on the card level, meaning “If the customer owns more than one Travel card, then the total amount of the purchases made through the primary card or any of the additional cards or both will be counted, and the cashback amount will be credited to the eligible customer once, regardless of the number of Travel cards the customer use”.
• Eligible transactions include both in-store and online international purchases.

General T&Cs:

• Offer valid from 2 July until 31 August 2026
• This offer is valid for new and existing customers.
• This offer is valid through the Travel app SAIB Mobile app.
• All other Travel Card Terms and Conditions apply.
• SAIB reserves the right to amend / stop the offer at any point of time and such changes will be announced. These changes (amendment /stopping) will apply to new customers only who avail the offer post changes if any. However, all customers who have already availed the offer will not be impacted by the changes.
• SAIB reserves the right, in its sole discretion, to disqualify any individual it finds to be misconducting, tampering with the offer process, or to be acting in violation of these terms and conditions.
• These terms and conditions are subject to the Kingdom of Saudi Arabia’s regulations and laws.

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* Terms and conditions apply.